How to Get a Mental Health Care Plan Through Your GP
Taking care of your mental health is just as important as looking after your physical wellbeing. If you’ve been feeling anxious, stressed, or struggling to cope, getting a mental health care plan through your GP could be one of the most important steps you take. This guide explains the process clearly, so you know exactly what to expect.
What Is a Mental Health Care Plan?
A Mental Health Care Plan (sometimes called a GP Mental Health Treatment Plan) is a personalised support document created by your GP. It outlines your mental health concerns, goals, and the type of professional support that would help you most.
One of its biggest benefits is access to Medicare-subsidised psychology sessions. Under the plan, eligible Australians can access rebates for appointments with a psychologist or other health professionals, making quality care far more affordable.
A plan is suitable for people experiencing:
- Anxiety or panic attacks
- Depression or low mood
- Stress and burnout
- Grief or trauma
- Sleep difficulties
- Difficulty managing daily life
Who Is Eligible for a Mental Health Care Plan in Australia?
Most Australians with a Medicare card who are experiencing a diagnosable condition are eligible. Your GP will assess your situation during the appointment.
Generally, eligible individuals include:
- Adults experiencing ongoing mental health symptoms
- Young people and teenagers (with parental/guardian support if under 16)
- People with conditions such as depression, anxiety, PTSD, eating disorders, and more
- Those whose mental health is significantly affecting their daily functioning
You don’t need to be in crisis to qualify; if your mental health is impacting your quality of life, it’s worth having the conversation with your GP.
Step-by-Step: How to Get a Mental Health Care Plan Through Your GP
The process is straightforward. Here’s what to expect:
- Book a longer GP appointment — Let the receptionist know you’d like to discuss your health. A standard consult is too short; you’ll need a longer appointment (usually 20–30 minutes).
- Discuss your symptoms openly — Share how you’ve been feeling, for how long, and how it’s affecting your daily life. There’s no need to have all the answers — your GP is there to guide the conversation.
- GP assessment — Your GP will ask a series of questions and may use a short questionnaire to better understand your mental health needs. This is a supportive, non-judgmental process.
- Plan creation and goal setting — Together with your GP, you’ll identify your mental health goals and the type of support that suits you best.
Referral to a psychologist or specialist — Once your plan is in place, your GP will refer you to an appropriate mental health professional, such as a psychologist or clinical psychologist.
How Many Sessions Are Covered by Medicare?
Under the current Medicare Benefits Schedule, eligible patients can access up to 10 individual therapy sessions per calendar year with a rebate when referred through a Mental Health Care Plan.
- Your first referral typically covers 6 sessions
- After a review with your GP, you may access a further 4 sessions
- The rebate amount varies depending on the type of provider you see
It’s important to return to your GP for a mid-plan review — this is a requirement for accessing the additional sessions and gives your GP the chance to check in on your progress.
What Happens During Your GP Appointment?
Many people feel nervous about opening up to their GP, and that’s completely understandable. But GPs are trained to discuss mental health with care and without judgment.
During the appointment, your GP may ask about:
- How long have you been feeling this way
- How your symptoms affect your sleep, work, or relationships
- Any previous mental health support you’ve received
- Your goals and what you’d like to work on
You don’t need a diagnosis or a specific label. Simply explaining how you’ve been feeling is enough to start the conversation. Speaking with a GP about mental health support can feel like a big step, but most people feel relieved after taking it.
Costs and Bulk Billing Options
The cost of your GP appointment to create a Mental Health Care Plan will depend on your clinic’s billing policy.
Some things to keep in mind:
- Some GP clinics offer bulk-billed mental health consultations, meaning no out-of-pocket cost for eligible patients
- Once you have your plan, your psychology sessions will attract a Medicare rebate, reducing your out-of-pocket costs
- Fees vary between psychologists — some offer bulk-billed mental health services, while others charge a gap fee
- Concession card holders and children may be eligible for additional support
It’s always worth calling ahead to ask about costs before your appointment.
When Should You Consider Getting a Mental Health Care Plan?
You don’t have to hit rock bottom before seeking help. Consider speaking to your GP if you’re experiencing:
- Ongoing stress, worry, or feelings of anxiety
- Persistent low mood or loss of interest in things you used to enjoy
- Changes in sleep — sleeping too much or too little
- Feeling overwhelmed, irritable, or emotionally exhausted
- Difficulty concentrating or making decisions
- Withdrawing from friends, family, or social activities
- Struggling to manage daily responsibilities
Early support can make a significant difference. The sooner you reach out, the sooner you can start feeling better.
How a GP Can Support Your Mental Health Journey
Your GP isn’t just a starting point; they’re an ongoing part of your care team. At St Andrews Health, our GPs take a whole-person approach to health, which includes your mental and emotional wellbeing.
Beyond creating your care plan, your GP can:
- Monitor your progress over time
- Coordinate care between your psychologist and other specialists
- Adjust your plan as your needs change
- Provide continuity of care so nothing falls through the cracks
Having a trusted GP who knows your history makes a real difference in how supported you feel throughout your mental health journey.
Taking the First Step Towards Better Mental Health
Reaching out for help takes courage, and it’s one of the best things you can do for yourself. A Mental Health Care Plan is a practical, Medicare-supported pathway to professional help, and your GP is the right place to start.
If you’ve been putting it off, consider this your gentle nudge. You deserve support, and it’s closer than you might think.
Ready to take that first step? Book an appointment with a GP at St Andrews Health today. Our caring team is here to help you access the mental health support you need — in a safe, welcoming environment.
If you or someone you know is in crisis, please contact Lifeline on 13 11 14 (available 24/7) or Beyond Blue on 1300 22 4636.
